QandA
See below for answers to the
Top 4 Questions from Clients
  • Isn’t it too late if I have already been sued by a creditor?

    No. This is often when our clients come to us and is an ideal time for us to step in. We are very familiar with what it takes to defend you in court and will go to bat for you. Our ultimate goal is to get the case dismissed so there is nothing in the public record to come back and haunt you.

  • After a debt settlement agreement is reached and paid, can those same creditors continue to ask me for money?

    No. Your attorney will negotiate and get the proper legal agreement stating that after you pay the agreed upon amount, you no longer owe the debt. We also make sure that your credit report is updated to reflect that the debt has been paid.

  • I know that I need to resolve my debt problems, but how do I know if I should file bankruptcy or if I should choose debt settlement?

    We are here to help make that decision. During your initial consultation, an attorney will evaluate your case, explain all your options, and make recommendations on how you should proceed based on your individual situation.

  • Would I be better off going to a company that only handles debt settlement rather than a law firm?

    No. Sometimes debt settlement is the solution, sometimes bankruptcy is the best solution and in a few instances, neither is a good solution. Our law firm can get collections lawsuits dismissed without settlement or bankruptcy, depending on the facts of the case.

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